Search This Blog

Tuesday, August 31, 2010

Over the weekend

This past weekend was great even though i had my wisdom teeth taken out.

Saturday, August 28, 2010

How to build Your Credit Score







How to build your credit score yourself.You can't get a credit card or loan if you don't have credit. If you don't have credit how do get credit and build it? This is the way.

First you want get copies of all 3 of your credit reports. Find out if you have any open accounts that you have no clue about. Close them if you do.

Second you will need some kind of income, so get a job or source of income( your income makes and breaks the credit limit your able to have when applying for loans and credit cards).

Third find a National recognized bank to start a checking and saving account with like( Chase,53,National City, Wells Fargo,Bank of America).

Forth you want to setup your checking account to directly send at least $50 a week to your savings account.(Don't stop this transaction keep it going for at least a 6 months if your able).

Fifth after the 6 months apply for the credit card at the bank that you established your savings and checking account at for the last 6 months.(If you dont have other credit problems you should get accepted) "YOU REALLY SHOULDNT GET A CREDIT CARD THOUGH".Depending on what you plan on obtaining with a credit card for you can usually save up cash and with cash you will save in the long run.

Sixth this will be a never ending battle to keep your credit score perfect. Whatever you choose to buy once you get your credit pay it off at the end of the month( Never let more than 30% of your bill extend to the next month).

Seventh your credit score will raise dramatically over the the next 6 months after having the major bank credit card and spending and paying off the credit card. Thank you for looking i will add more updates later

If you start with this plan of action stick to it and you will have money saved for whatever you want. Don't allow credit card companies to take all your hard earn money.


What's Your Credit Score?

Great books to read








Give a friend a baby gift today


Perfect Baby gift








Thursday, August 26, 2010

Know Your Credit Score

Dont Allow Banks to Give You High interest rates







Go to http://www.retireb4them.com/BuildCreditScore.html